There seems to be a big misunderstanding.
Cramer never said anyone in this thread called you a liar…
Where ???
Why should he (or she) apologize for something he (or she) didn’t do (or something I missed) ?
Cramer, are you a man or a woman ? (It doesn’t change anything but I would like to be sure.)
This doesn’t answer the topic’s questions, but it can help you think.