Many (most) poh in mmo are hook based. I’m personally only knowledgeable in one free placement, FF14, but please if there’s anything you don’t want to copy from FF, it’s their housing system.
Did you not read the other several threads about why non instanced housing wasn’t going to work?
With the amount of players there are, it would ruin questing zones with the amount of houses that would be scattered around. Not to mention the challenges associated with allowing people to just put houses out in the world.
Even the FFXIV player base hate their version of housing because of how awful non instance housing is. Top post on reddit is FFXIV players meming on their own housing system after blizzard took a dump on them.
They hate the scarcity of it. Assuming they swapped to an instanced version, they’d complain about how soulless it was, or how they miss the neighborhood feel, if it was talked about at all.
They DO have an instanced variant, it’s the apartment system, which barely gets talked about. Or more recently, your own private instanced island that you can customize and invite friends to come see. Both are basically dead content that no one cares about though.
Harsh reality is that the scarcity of in-game housing, is both the problem with non-instanced housing, and also the main reason most people want it.
Most of us don’t care about the neighborhoods either to be honest, because they are mostly dead.
There are a few good ones certainly, and I think it’s a cool option to add, but I really hope blizzard will open up on the idea of also ESO style housing. Can keep some social events in the neighborhoods, that non-home owners of that neighborhood can partake in too (to add more activity even to those not present in those spaces).
For those who seek it out actively it can be cool, for others if it’s the only option it ultimately will just be a disappointing end to potential creative spaces (as you have to settle for limited locations, specific slots, and dead neighbors that are not doing a anything).
One of the worst parts is that at some point players are keeping subbed so they don’t lose their house. It’s pretty smart by square actually to keep people subbed. Moment the sub lapses their house goes on the market and they lose it.