Why do we need to change how 2pc works

[Zitaska-aerie-peak]

@Galedron-area-52

2pc: Your healing spells have a chance to apply Insurance! to their targets that heals them for 805,686 over 15 sec. Insurance! is consumed if an ally drops below 40% health to heal them for 386,756.

A part of me feels like Blizzard is trolling with this 2pc

They have to be