One way to work around it is to set up a month to month subscription, then cancel it after the payment went through. It doesn’t solve your immediate issue with the token you can’t really use at the moment, but if you do that it’ll get you with the game time.
Also, a handy dandy chart from one of our regs (please click it, makes much more sense and looks so much better rather than the preview)
Also, once you get back into the game, you can sell that token for gold, and then turn around to buy a token off the AH - THAT will get you a month of time. But it doesn’t help right this second, unfortunately.