There is not. It’s a violation…even if it’s just “a bit”.
I’m not an RP’er, so I really don’t understand how a character can get ruined by an account action. But be that as it may, if that’s a possibility, then it sounds like they’d better follow the rules.
That’s your choice. Everyone has their own level of where it crosses the line into reporting someone. Just be aware that someone else’s line may be much shorter than yours, and your forgiveness for others is not taken into account when it comes to actions. A violation is a violation, and will be actioned.