You both forgot about one simple fact - it is RoS, it is not classic. Now there are rankings and fishing of the rifts for them. Now there are bots which farm paragon. Gear now (even top-gear) is the smallest (insignificant) part of the rankings. Hence now there are no pay2win at all (even with AH). Even in classic these “credit warriors” were just clowns in the most cases (with 0 skill). Now, in RoS, no AH, but still there is the way for pro-players to spent their money - on bots and on the new accounts of D3-RoS.
Just open your eyes. And yes - in D4 there is trade.
They are already here. If you do not know about this.
This feature there is and now. Devs must fight with them. To hold their EULA.
And yes - as I already said (see above): you forgot again that it is RoS, not classic (so there is big difference for the gear and its profit between these 2 games).
At first, such bots and their users do not affect rankings at all.
At second, they can do this (and do this now) if they see that they can make profit > cost of D3-RoS-AH-addon. Anyway, it is additional profit for Blizzard.
At third, you skipped such moment in this thread:
Solution against the third type of botters.
And also it is solution against anyone player that want to sold anything for real money.
One more quote:
And one more my additional suggestion to solve problem with bots once and for all by the simplest way:
Users can still use bots, but they do not affect rankings at all.
Exactly, for this purpose there is such way:
“Your Credit Warriors” are in the another rankings than yourself (who do not want to use AH). Moreover, you can show for them that they do not have skill (as it was classic) at all if you will be upper than they in the original rankings. Hence, no problems at all.
