See:Should Diablo 2 Resurrected change MORE? Survey results; & more… - YouTube
@9 minutes 50 seconds he start talking about a survey of >4,00 self-reported D2 players. A liitle after 13 minutes he discusses the personal loot results.
Azuruleus:
So, what I’m getting is that you want a loot system that when the loot drops, items are… randomly selected of the dropped items for you to have… giving a fair advantage to everyone to get something. Yeah, this doesnt sound fun.
And yet see below
A character can wait in town twiddling their thumbs and wait for the others to entirely clear a map. In a personal loot game , if the town character goes to the cleared area, they get no loot whatsoever. In a FFA game in D2, they can grab all the uncollected loot in the cleared ma without any risk.
Therefore, FFA promotes the freeloader just chilling in town waiting for others to do the work where that can get gear after the work is done. Personal loot at least requires you to be in close proximity and potentially harms way,