After seeing the apartment renting reward in Undermine I got a twinge of a bad feeling. The one thing that I hope player housing wont do, is have our housing just be an instanced interior that we decorate. The equivalent of an apartment. I am hopeful that the player housing will be a plot of land, that is the environmental aesthetic we choose, with an actual building that is our house that we can build and customize, both outside and in. Having both outdoor decorations and outbuildings for different things. A mount stable, or target dummies? Maybe be able to have a few battle pets wander around it? Things like that.
But, if it is a building, in the capital city, where we go in and talk to the “landlord” who ports us into our apartment that we decorate, I think it will fall flat.
And if I want to be horribly pessimistic and cynical, I can envision it this way. The initial Studio Apartment is Free. You can then upgrade your apartments to larger ones with more rooms, for a monthly gold fee. Essentially paying rent. The luxury penthouse apartments cost 10k/mo or something silly as upkeep.