How does Fade DR and Flash Heal DR work together?

Does anyone know how they interact with each other? (Transluscent Image and Protective Light). And how both of them would work with versatility?

Usually speaking it’s always multiplicative for damage reduction percentages.

Example:
10k physical hit
20% armor reduction
10% versitality
10% translucent image
10% protective light

10000 * 0.8 * 0.9 * 0.9 * 0.9 = 5832 damage

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Thank you so much. <3