I am having similar issues to others with the #132 errors that crash my game randomly. I have reinstalled windows and then WoW and it crashes with the same error before downloading addons. I stress tested the CPU and ran memtest for 11 hours with no errors. I have the latest drivers on all of my hardware.
Strangely, Blizzard games are the only games that crash. When I look in the error folder at the crash logs every single one of them points to wow.exe. I have it set to run as administrator as well.
I have run every single “fix” recommended by blues as well as other websites recommendations. If it crashes on a fresh win10 install with no addons ever installed I just don’t know what else to do. I can play for 30min to 3 hours before it will crash but it really sucks when you’re tanking or healing a M+ and you crash to desktop.
Error 132 is often related directly to unstable memory. The occurrence crash being reported is tied to possible overheating causing bit flipping though this can also be caused by an unstable ram stick.
Some steps you may wish to try:
Revert any overclocking to the CPU, GPU or memory.
For Memory you may temporarily disable XMP if you have this enabled within the bios/UEFI.
Check for overheating by downloading HWmonitor. Download, install and run this program then minimize it. Run the game until it crashes then bring up HWmonitor check your maximum CPU and GPU heat levels if they are over 80c you may wish to perform overheating troubleshooting Here.
Memory scans may not always show any issues but you could try running them overnight using the advanced memory scan built into Windows Here. Once the scan starts press F1 and change it to an advanced scam. You may also try a different program like memtest86.
Given you already reformatted the system that pushes this issue very likely to overheating which can make hardware unstable or an actual hardware issue most likely ram itself. A local PC repair shop can test the memory or swap it out to confirm if that is the source of the issue or not.