I’m calling out other players for wanting the game to bend around them.
Most people don’t go past +15’s. A small, minority of people do Mythic raiding and +20 Keys. Saying that casuals won’t be able to do end game content with what they choose is a blatant lie.
Then swap Covenants. It’s not hard. It’s not difficult. All progression is saved. There’s literally nothing stopping people from swapping Covenants outside of time.