I was at 15,800 armor and it states that it reduces physical damage by 85%. I changed gear and now at 14, 250 armor and the damage reduction is the same. Does it make sense to keep increasing armor past this 85% threshold?
No. Just under 14k is the cap for the highest level of enemies currently in the game. 85% is also the highest it will go, and it only displays on-level enemies. Higher level enemies require more armor, but again - the calculations for the highest enemies is just under 14k.
If you aren’t doing NMD 100, you can even go lower and not lose any damage reduction.
i think about 14k is cap for level 154 monsters, if you go higher, like say 200, cap maybe closer to 17k… but ya, once u are at 85% anything else is useless.
Cap is 13500 or 13600 armor for harder content in the game.
On Season 4 Pit level 200 i think its around 16 800 armor
There is an armor re-work coming in the future. S4 item changes is just the first step towards it. One step at a time. I do not know if it will be S5, S6 or the Expansion and so forth. This is my conjecture.
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Thank you for everyone’s feedback on this.
“docs…google.com/spreadsheets/d/14M-MlCJz6NyUAK4o24Ph5aT1nhpWjYuWaPyPqI_1UcI/edit#gid=0”
Armor DR calculation, you need to edit the web address to reach the doc.
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Great! Thanks! I was looking for something like this 
13200ish is the cap for the highest monsters. If you do 16500ish that will still leave you at cap for NM with armor breaker.
*The 85% damage reduction from armor is only physical damage.
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wrong. 9200ish is cap for level 100 monsters, so overworld. 13500ish is cap for nmd100 lvl154 mobs
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The only reason to have Armor past effective cap I guess is so you can run Armor Breaker NMD instead of just Salvaging them immediately. Not a reason to build for it, but a perk nonetheless. Can achieve same thing with Resistance Breaker but you gotta give up a lot to get there.
Not sure how to edit the web address, tried a few ways with no success.
h ttps://docs.google.com/spreadsheets/u/0/d/14M-MlCJz6NyUAK4o24Ph5aT1nhpWjYuWaPyPqI_1UcI/htmlview
Try this. I just put a space after the h in https
Thank you, it worked.