Ok, that is one data point. I know you have not parsed all that info yet! Your best chance at getting an answer is sorting it out yourself based off patterns.
And yes, they did lower requirements. I have that confirmed from contacts now.
Edit - I am going outside to read on the deck with a glass of wine. Your homework is an analysis of all the new folks and what you THINK the limits are. Preferably in a nice table format. Or not 