I still feel guild banks would have been fine to have in classic.
But hay, it just means I don’t donate to my guild. I’ll donate to an individual or a specific raid group (repair bots) but never to “the guild bank”
The layering issue… Some realms need it at this point purely because of what’s happening in RL with the epidemic.
But I would LOVE to see blizzard take more aggressive steps to fixing the botting issue which is also contributing to the population que time issue.