Most of your problems would be solved by just having a decent guild. Most guild supply that stuff for you.
As for wowtokens, they arent meant for everyone. If everyone had gold to buy them no one would need gold so none would be getting posted. It’s a bonus to make players happy, kill gold sellers, and make Bliz extra money for no extra effort. It’s not meant to be affordable to everyone.
So no, no reason to make a gold reset. It does nothing but punish people for working for what they earn. If you cant or chose not to do the same it isnt their problem.