from what i can tell, its worth being at the cap, yes. it looks like there are a few items that will be of use (assuming they werent added into beta early just for testing) that you can buy early; that said, i dont think you are screwed or anything if you dont stack them. its something like 340-380 (iirc) of the last two types of emblems to cap out, depending on which posts math you use, and if you are after the soft\hard cap.