Blizzard recently said in an update that personal loot will no longer be an option in raids only group loot.
I think that is an idiotic idea to fully remove it. Those of us asking for Master Loot and Group Loot want the option of Personal Loot to stay.
Removing Personal Loot is going to do more harm than good, especially for the pugging scene, and should still be a toggle option alongside Master Loot and Group Loot.