Here’s an opinion then. New players want to do endgame content but literally can’t because of this buy a carry culture. You can’t even push a decent key because nobody with a decent IO needs to push a key because they have a good key from their chest.
You have 0 chance of getting into anything over an 8 with a low iO. Even if you have the damage and the gear for it.
You’re left with 2 options. Either buy a “carry” and I use that loosely because most of the time you’ll do about the same dps as the carry group or don’t participate.