I have pretty much unlocked everything too. So what I am doing now is basically earning credits, which I can later use whenever there is a seasonal event, or for when the new hero comes out.
If you don’t play the game as much as people usually do, you barely play Arcade and you don’t care much for lootboxes or the cosmetics… Why are you here counter-arguing me, someone who does? I don’t really understand that part.
I play mostly on EU, on NA it’s much friendlier.