There should be 3 modes in Diablo 4 to cater everyone

And the vast majority of player will run the casual mode only. If there is an easy route, most people will take it.

You’re idea is basically the normal/ruthless modes from POE. afaik GGG never announce anything about how much poeple play each, but someone did it on reddit a while ago with a fair amount of extrapolation (https://www.reddit.com/r/pathofexile/comments/160oewa/why_is_ruthless_a_thing_at_all_with_numbers/). He conclude that ruthless player is less than 2% of the entire playerbase.

Adding that ruthless mode is apparently a pet project from top management at GGG (which really help it to be a thing), why would Blizzard invest some time into a similar mode that may be barely played ?